I. What are cookies?

A cookie is a small text file that is stored on your computer or mobile device when you visit a certain website. Websites use cookies to remember your actions and desired settings (such as your login information, selected language, font size and, other display settings) for a longer period of time, making it unnecessary to re-enter them each time you return to the website or when browsing different pages within the website.


II. How do we use cookies?

The website uses cookies and similar technologies for several purposes, depending on the context or product, including:

1) Temporary cookies (session cookies) and/or persistent cookies limited to a few hours in some cases – we use them to store your preferences and device settings, as well as to improve your user experience. For example, we save your personal preferences using cookies, which makes it unnecessary for you to have to constantly set them. Also, if you opt out of interest-based advertising, we store this in a cookie on your device.

2) Authentication cookies, which are used for authentication services for the duration of your session – we use them to verify your authenticity. These cookies enable you to navigate between different pages within the website without having to log in again every time you go to a new page. You can also save your login information, so you do not have to log in every time you return to the website.

3) User security cookies, which are used for detecting authentication abuses and have a limited duration – we use them to process information which enables us to ensure security and determine fraud and abuse.

4) Multimedia content player cookies, such as Flash Player cookies, are used for the duration of a session on the page.

5) Input cookies, for the duration of your session – we use them to remember the information you provide us with.

6) Persistent user-interface customization cookies, for the duration of your page view (or for a bit longer) – cookies are used to enable you to provide feedback on the website.

7) Third-party cookies for sharing social media plugins for registered social media users – some of our websites include social media cookies, including those that enable users who are logged in to a specific social media network to share content via that network. This happens on websites that allow you to sign up and register via your social media accounts and in the event of sharing contents from the website across social media (e.g. by means of the ‘Like’ button). The specific impact on your privacy will differ depending on the social network and specific privacy settings you selected on the said network. You can find out how to manage these cookies on their websites.


In addition to the cookies above, we also use:

1. Social media plugin cookies for tracking purposes.

2. Third-party advertising cookies – We use cookies to gather data about your online activity and determine your interests so that we can show you ads that may appeal to you the most. Receiving interest-based ads can also be canceled. Furthermore, we use cookies to record, for example, how many visitors clicked on the ad and which ads you have seen, so that you are not shown the same again.

3. Analytical cookies – we use first and third-party cookies, as well as other identifiers, to collect usage and performance data. For example, we can use them to keep track of the number of unique visitors on a website or a service, as well as to develop other statistics related to our websites and products or to find out how our products perform in order to improve them (for example, we use cookies to collect data that helps distribute server load). This enables our websites to function.


Some of the frequently used cookies are, for example:

  • Necessary cookies: CookieConsent
  • Statistical cookies: collect, _ga, _gid, _gat
  • Marketing cookies: fr, tr, ads/ga-audiences, _fbp, _gcl_au, i/adsct, personalization_id (better known as Facebook pixel, Google Ads pixel, Twitter pixel)
  • Other cookies: apptoken, cmslog


It is also important to note that some videos embedded on our web pages use a cookie to collect anonymous statistics about how you arrived at the page as well as the videos you have seen.

Enabling these cookies is not required for using the website, but enabling them will result in a better browsing experience.

You can delete or block the cookies, but if you do, some website features might not function.

Cookie-related information is not used to personally identify you, and sample data is fully under our control.

These cookies are not used for any other purposes than the ones described above.


III. Do we also use other cookies?

Some of our pages or subpages may use additional and/or different cookies than those previously mentioned and described. For example:

- Companies we hire to provide services on our behalf, such as site analytics, set cookies when you visit our websites,

- Companies that deliver the content such as videos, news or ads to our websites set their own cookies. The aforementioned companies use processed data in accordance with their Privacy Policies, which may enable them to collect and combine data about your activity on multiple websites, applications or online services.

More details about those will be enabled when they appear and, at that moment, you will be asked for your consent, in case no such has been provided to us already, in order to store those cookies as well.


  • What cookies are used by Facebook Ireland Ltd.?

The website collects, uses and manages your personal data found on the ‘Mastercard’ Facebook page and which are made available through the mentioned page.

We use cookies if you have a Facebook account, if you use Facebook Products, including our Facebook page and apps, or if you visit other websites and apps that use Facebook Products (including the ‘Like’ button or other Facebook technologies).

Cookies enable Facebook to offer you Facebook Products and to understand the data received in relation to you, including any data about your use of other websites and applications, regardless of whether you are registered or logged in or not.

Cookies help provide, protect and improve the Facebook Products, such as by personalizing the content, customizing and measuring ads, and by providing a safer environment. Even though the cookies Facebook uses may change from time to time in accordance with any upgrades and updates to the Facebook Products, the cookies are used for the following purposes:

-              Authentication: We use cookies to verify your user account and determine when you are logged in to make your access to the Facebook Products easier, as well as to show you the appropriate content and features. For example, we use cookies to keep you logged in as you navigate between Facebook pages. Cookies also help us remember your browser so that you do not have to keep logging in to Facebook and so you can more easily log in to Facebook using third-party apps and websites.

-              Security, site and product integrity: Cookies are used to keep your user account, data and the Facebook Products safe. For example, cookies can help us identify and impose additional security measures when someone may be attempting to access a Facebook user account without authorisation, for instance, by rapidly guessing different passwords. We also use cookies to store information that allows us to recover your user account in the event that you forget your password or to require additional authentication if you inform us of your user account being hacked.

-              We also use cookies to combat activity that violates our policies or otherwise degrades our ability to provide the Facebook Products. For example, cookies help us fight spam and phishing attacks by enabling us to identify computers used to create large numbers of fake Facebook user accounts. Cookies also help us detect computers infected with malware and to take appropriate measures to prevent further damage. In addition, cookies help us prevent underage people from registering for Facebook user accounts.

-              Advertising, recommendations, analytics and measurement: Cookies help us show ads and give recommendations for businesses and other organizations to people who may be interested in their products, services or causes. For example, cookies help us deliver ads to people who have previously visited a business’s website, purchased its products or used its apps, and to recommend products and services based on that activity. Cookies also allow us to limit the number of times that you see an add so that you do not see the same ad over and over again.

-              Cookies are used to measure the success of our ad campaigns for businesses that use Facebook Products. For example, we use cookies to count the number of times that an ad is shown so as to calculate the cost of those ads. We also use cookies to measure how often users do things such as click on or view ads.

-              Cookies allow us to show ads and measure their performance across different               browsers and various devices used by the same person. For example, cookies can be used to prevent you from seeing the same ad over and over again across the different devices that you use.

-              Cookies allow us to gain insight into people using the Facebook Products and people interacting with the ads, websites and apps of our advertisers    as well as the businesses that use the Facebook Products. For example, we use cookies to help businesses understand what groups of people like their Facebook Page or use their apps, so that they can provide more relevant content and develop features that are likely to interest their customers. We also use cookies to help you opt out of seeing ads from Facebook based on your activity on other websites. Learn more about the information we receive, how we decide which ads to show you on and off the Facebook Products, as well as the settings you are able to manage.

-              Website features and services: Cookies allow the use of features that we need  to provide the Facebook Products. For example, cookies help us store desired  settings, know when you saw or interacted with the content of the Facebook Products, and provide you with customized content and experience. For example, cookies allow us to make suggestions to you and others, as well as to customize the content on other websites that integrate our social media plugins. If you are a page administrator, cookies allow you to switch from posting from your personal Facebook user account to posting to your Facebook Page, and vice versa.

-              Furthermore, we use cookies to help provide you with content relevant for the area you are in. For example, we can use the cookie set in your browser or on your device to store the data that would enable particular websites to show in the desired language.

-              Performance: We use cookies to give you the best experience possible with our service. For example, cookies help us to route traffic between servers and understand how long it takes for the Facebook Products to load for different people. Cookies are also used to record the ratio and dimensions of your screen, and know whether you have enabled high-contract mode, so that we can render our websites and apps correctly.

-              Analytics and research: We use cookies to better understand how people use the Facebook Products so that they could be improved. For example, cookies help us determine the way the Facebook service is being used, analyze which parts of the Facebook Products users find most useful and engaging, as well as to identify features that could be improved.

All of the mentioned cookies are placed on your computer or device even if you use products provided by other members of Facebook companies or websites and apps provided by other companies using Facebook products, including companies that incorporate Facebook technologies into their own websites and apps.

Facebook uses cookies and receives data when you visit such websites and apps, including your device data and online activity data, without any additional action on your part. This happens regardless of whether you have a Facebook account or you are logged in or not.


Do other parties use cookies in connection with the Facebook Products?

Yes, other parties may use cookies on the Facebook Products to provide services to us and the businesses that advertise on Facebook.

For example, our measurement partners use cookies on the Facebook Products to help advertisers understand the effectiveness of their Facebook advertising campaigns and to compare the performance of those campaigns to ads displayed on other websites and apps. Learn more about the companies which use cookies on the Facebook Products.

Third parties also use cookies on their own sites and apps in connection with the Facebook Products. To understand how other parties use cookies, please review their policies.


How to control Facebook’s use of cookies to show you ads?

One of the reasons why we use cookies is to show you useful and relevant ads on and off Facebook. You can control how we use data to show you ads by using the tools described below.

If you have a Facebook account:

•You can use your ad preferences to learn why you are seeing a particular ad and control how we use information that we collect to show you ads.

•To show you better ads, we use data that advertisers and other partners provide us about your activity off Facebook Company Products, including websites and apps.

You can control whether we use this data to show you ads in your ad settings.

•The Facebook Audience Network is a way for advertisers to show you ads in apps and websites off the Facebook Company Products. One of the ways Audience Network shows relevant ads is by using your ad preferences to determine which ads you may be interested in seeing. You can control this in your ad settings.

Regardless of whether or not you have a Facebook account:

You can opt out of seeing online interest-based ads from Facebook and other participating companies through the Digital Advertising Alliance in the US, the Digital Advertising Alliance of Canada in Canada or the European Interactive Digital Advertising Alliance in Europe or through your mobile device settings. Please note that ad blocking software and tools that restrict our cookie use may interfere with these controls.

More information about online advertising:

The advertising companies we work with generally use cookies and similar technologies as part of their services. To learn more about how advertisers generally use cookies and the choices they offer, you can review the following resources: Digital Advertising Alliance, Digital Advertising Alliance of Canada and the European Interactive Digital Advertising Alliance.

Controlling browser cookies:

In addition, your browser or device may contain settings allowing you to choose if the cookies are set in the browser as well as giving you the option of deleting cookies. For more information about these controls, visit your browser or device's help material. Certain parts of the Facebook Products may not work properly if you have disabled browser cookie use.


  • What cookies do Google LLC and its affiliated companies use?

The website also makes use of certain Google services through which, by means of cookies, even Google LLC collects certain personal data.

When discussing Google services, the said term is considered to include:


- Google apps,

- Websites,

- Devices such as Search, YouTube and Google Home. platforms such as Chrome browser and Android operating system,

- Products that are integrated into third-party apps and sites, like ads and

- Embedded Google Maps.


When you are signed in and interact with some of Google’s services, for example when posting a comment on a YouTube video or reviewing a song on Play, your name and image will be displayed next to your activities. This information may also appear in Google ads, depending on the setting.

Google does not share your personal information with companies, organizations or individuals outside of Google, except in the following cases:

1. With your consent;

Google can share your personal information outside of Google only if they have your consent. For example, if you use Google Home to make a ride request through a ridesharing service, Google will ask for permission before sharing your name or phone number with the service. In addition, Google will ask for your explicit consent to share any sensitive personal information.

2. With domain administrators;

If you’re a student or work for an organization that uses Google services (like G Suite), your domain administrator and resellers who manage your account will have access to your Google Account. They may be able to:

•Access and retain information stored in your account, like your email

•View statistics regarding your account, like how many apps you install

•Change your account password

•Suspend or terminate your account access

•Receive your account information in order to comply with the applicable law, regulation, legal process against violation of the rights, property or safety of Google, our users, or the public as required or permitted by law.

Google may share non-personally identifiable information publicly and with their partners, like publishers, advertisers, developers, or rights holders. For example, Google shares information publicly to show trends about the general use of Google services. Google also allows specific partners to collect information from your browser or device for advertising and measurement purposes using their own cookies or similar technologies.

Google LLC uses different cookies for many purposes. For example, in order to remember your secure search settings so that the ads you see are more relevant, to count visitors to a particular site to help you sign up for specific Google services, and to protect your data or remember your ad settings.

You can find a list of types of cookies used by Google below and thus learn how Google and its partners use those cookies when advertising.


1. Use of Preferences cookies

These cookies allow Google’s websites to remember information that changes the way the site behaves or looks, such as your preferred language or the region you are in. For instance, by remembering your region, a website may be able to provide you with local weather reports or traffic news. These cookies can also assist you in changing text size, font, and other parts of web pages that you can personalize.

Loss of the information stored in a preference cookie may make the website experience less functional but should not prevent it from working.


Most Google users will have a preferences cookie called ‘NID’ in their browsers. A browser sends this cookie with requests to Google’s sites. The NID cookie contains a unique ID Google uses to remember your preferences and other information, such as your preferred language (e.g. English), how many search results you wish to have shown per page (e.g. 10 or 20), and whether or not you wish to have Google’s SafeSearch filter turned on.

2. Use of Security cookies

Google uses security cookies to authenticate users, prevent fraudulent use of login credentials, and protect user data from unauthorized parties.


Google uses cookies called ‘SID’ and ‘HSID’ which contain digitally signed and encrypted records of a user’s Google account ID and most recent sign-in time. The combination of these two cookies allows Google to block many types of attack, such as attempts to steal the content of forms that you complete on web pages.

3. Use of Processes cookies

Process cookies help make the website work and deliver services that the website visitor expects, like navigating around web pages or accessing secure areas of the website. Without these cookies, the website cannot function properly.


Google uses a cookie called ‘lbcs’ which makes it possible for Google Docs to open many documents in one browser. Blocking this cookie would prevent Google Docs from operating correctly.

4. Use of Advertising cookies

This cookie category helps Google make advertising more engaging to users and more valuable to publishers and advertisers. Some common applications of cookies are to select advertising based on what is relevant to a user, to improve reporting on campaign performance, and to avoid showing ads the user has already seen.


Google uses cookies like NID and SID to help customize ads on Google properties, like Google Search. For example, Google uses such cookies to remember your most recent searches, your previous interactions with an advertiser’s ads or search results, and your visits to an advertiser’s website. This enables Google to show you customized ads on Google.

Google also uses one or more cookies for advertising it serves across the web. One of the main advertising cookies on non-Google sites is named ‘IDE‘ and is stored in browsers under the domain Another is stored in and is called ‘ANID’.

Google uses other cookies with names such as DSID, FLC, AID, TAID, and exchange_uid. Other Google properties, like YouTube, may also use these cookies to show you more relevant ads.

Sometimes advertising cookies may be set on the domain of the site you are visiting. In the case of advertising Google serves across the web, cookies named ‘__gads’ or ‘__gac’ may be set on the domain of the site you are visiting.

Unlike cookies that are set on Google's own domains, these cookies can't be read by Google when you're on a site other than the one on which they were set.

They serve purposes such as measuring interactions with the ads on that domain and preventing the same ads from being shown to users too many times.

Google also uses conversion cookies, whose main purpose is to help advertisers determine how many times people who click on their ads end up purchasing their products.

 These cookies allow Google and the advertiser to determine that you clicked the ad and later visited the advertiser's site. Conversion cookies are not used by Google for personalized ad targeting and persist for a limited time only. A cookie named ‘Conversion‘ is dedicated to this purpose. It is generally set in the domain or the domain (you can find a list of domains we use for advertising cookies at the foot of this page). Some of our other cookies may be used to measure conversion events as well. For example, DoubleClick and Google Analytics cookies may also be used for this purpose.

Google also use cookies named ‘AID’, ‘DSID’, and ‘TAID’, which are used to link your activity across devices if you have previously signed in to your Google Account on another device. These cookies may be set on the domains,, or If you don't want the ads you see to be coordinated across your devices, you can opt out of Ads Personalization using Ads Settings.

5. Use of Session State cookies

Websites often collect information about how users interact with a website. This may include the data about the pages users visit most often and whether users get error messages from certain pages. These ‘session state cookies’ help Google improve its services, in order to improve its users’ browsing experience.

Blocking or deleting these cookies will not render the website unusable.

These cookies may also be used to anonymously measure the effectiveness of PPC (pay per click) and affiliate advertising.


A cookie called ‘recently_watched_video_id_list’ is used so that YouTube can record the videos most recently watched by a particular browser.


6. Use of Analytics cookies

Google Analytics is Google’s analytics tool that helps website owners, and thus the owners of the website, as well as app owners to understand how their visitors engage with the options of their websites and apps. It may use a set of cookies to collect information and report website usage statistics without personally identifying individual visitors to Google. The main cookie used by Google Analytics is the ‘_ga’ cookie.

In addition to reporting website usage statistics, Google Analytics can also be used, together with some of the advertising cookies described above, to help show more relevant ads on Google properties (like Google Search) and across the web and to measure interactions with the ads we show.

Learn more on .


Exporting and deleting the information collected through cookies by using Google’s services

You can export a copy of your information or delete it from your Google Account at any time.

If needed, you can export a copy of content in your Google account to back it up or use it with a service outside of Google.

To delete your information, you can:

• Delete your content from specific Google services,

• Search and then delete specific items from your account using My Activity page,

• Delete specific Google products, including your information associated with those products,

• Delete your entire Google Account,

• Delete your information.


A.1. Clearing all cookies on the computer:

If you remove cookies, you will be signed out of websites and your saved preferences could be deleted.

How to do it:

  1. Open Chrome on your computer.
  2. At the top right click More, and then Settings.
  3. At the bottom, click Advanced.
  4. Under ‘Privacy and security’, click Site settings.
  5. Click Cookies.
  6. Under ‘See all cookies and site data’, click Remove all.
  7. Confirm by clicking Clear all.

A.2. Clearing cookies from a specific site:

How to do it:

  1. Open Chrome on your computer.
  2. At the top right click More, and then Settings.
  3. At the bottom, click Advanced.
  4. Under ‘Privacy and security’, click Site settings.
  5. Click Cookies.
  6. Under ‘See all cookies and site data’, search for the website’s name.
  7. To the right of the site, click Remove.

A.3. Clearing cookies from a specific period of time:

How to do it:

  1. Open Chrome on your computer.
  2. At the top right click More.
  3. Click More tools and then Clear browsing data.
  4. At the top, click the drop-down menu next to ‘Obliterate the following items from’.
  5. Choose a time period, such as the past hour or the past day.
  6. Tick ‘Cookies and other site data’. Untick all other items.
  7. Click Clear data.

B. Changing your Google cookie settings

You can allow or block cookies saved by websites.

Note: If you do not allow sites to save cookies, most sites that require you to sign in won't work.

B1. Allowing or blocking cookies by default

1. Open Chrome on your computer.

2. At the top right click More, and then Settings.

3. At the bottom, click Advanced.

4. Under ‘Privacy and security’, click Site settings.

5. Click Cookies.

6. Turn ‘Allow sites to save and read cookie data’ on or off.

B.2. Blocking cookies from other sites

You can allow cookies from the website that you visit, while blocking cookies from other sites that own ads or images on the web page. To block these third-party cookies, turn on Block third-party cookies.

All cookies and site data from other websites will be blocked, even if the website is allowed on your exceptions list.

B.3. Allowing or blocking cookies for a specific website

If you allow cookies by default, you can still block them for a certain site.

1. Open Chrome on your computer.

2. At the top right click More, and then Settings.

3. At the bottom, click Advanced.

4. Under ‘Privacy and security’, click Site settings.

5. Click Cookies.

6. Next to ‘Block’, ‘Clear on exit’ or ‘Allow’, select Add.

7. Enter the web address.

8. To create an exception for an entire domain, insert [*.] before the domain name. For example, [*.] will match and

You can also put an IP address or a web address that doesn't start with http://.

Click Add.

To remove an exception that you do not want any more, to the right of the website, click More and then Remove.

Note: If you are using your Chromebook at work or school, you might not be able to change this setting. For more help, contact your administrator.

B.4. Deleting cookies after closing Chrome

You can let websites remember information during your browsing session, but automatically delete the cookies when you quit Chrome.

1. Open Google Chrome on your computer.

2. At the top right click More, and then Settings.

3. At the bottom, click Advanced.

4. Under ‘Privacy and security’, click Site settings.

5. Click Cookies.

6. Turn on ‘Keep local data only until you quit your browser’.

In case of any questions or ambiguities, you can contact Google and their Data Privacy Office. You can also contact the Data Protection Authority if you have any questions regarding your rights under compulsory regulations.


IV. How to control cookies on

You can control and/or delete cookies as desired by clicking on the ‘Edit Consent’ link at the bottom left of our website.

You can delete all cookies that are already stored on your computer, and most browsers have settings which enable you to block cookies. 

If you block cookies, you might have to manually adjust some settings every time you visit the website, and some services and functions might not be available.


V. Additional information on disabling cookies

There are currently several websites dedicated to disabling cookies for different services.

You can learn more on the following websites:


In addition to the above, the following websites can also be useful:

•European Interactive Digital Advertising Alliance (EU)

•Internet Advertising Bureau (US)

•Internet Advertising Bureau (EU)

•Google Chrome

•Internet Explorer

•Mozilla Firefox

•Safari (Desktop)

•Safari (Mobile)

•Android Browser


•Opera Mobile


VI. Further cookie regulation and management

Every time you visit our website, you can regulate and manage your cookies again, and you can delete and/or change them at any time.



In order to ensure the proper functioning of this website, sometimes we store small text files on your computer or mobile device known as cookies. In case you do not want our website to load cookies, we have to inform you that our website might not work properly and you may not be able to load all your desired content. For more information about cookies, visit Cookie policy.

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